Supporting vulnerable customers
At Auswide Bank we are dedicated to our customers and understand we have an important role to play supporting customers who may be experiencing vulnerability.
Every one of us may be vulnerable at one time or another and we could be impacted in different ways. Vulnerability can reduce a person’s ability to make informed decisions, consider choices and evaluate information.
Vulnerability may be temporary or enduring and some instances that may increase the likelihood of vulnerability include:
- Family or domestic violence
- Elder abuse
- Financial abuse
- Accident or serious illness
- A natural disaster or crisis
- Low income, financial stress, job loss or homelessness
- Mental health illness
- Bereavement
- Changes in family circumstances or relationships
- Disability
- Age impairment
- Residing in a remote area
- Low literacy skills
- Low digital literacy
- Diverse cultural and linguistic backgrounds
Other way we support our vulnerable customers include:
We’re here to help
At Auswide Bank, we believe small things make a big difference and to achieve this, it’s important that we get to know our customers. By gaining an understanding of the challenges experienced by our vulnerable customers, we’re able to tailor the support we provide to their individual needs. So, if you have any concerns or questions about vulnerability, please get in touch with us via a phone call, a visit to a branch or by email, we’re here to help.
Our role
Auswide Bank’s customer facing team play a significant role in our response to customer vulnerability. Our team members, especially those who work in our branches, are often in a position to identify the first signs of vulnerability and will take the appropriate steps to escalate or flag a situation they believe a customer may be vulnerable.
We are constantly reviewing our training, support and business practices for staff members to ensure they, to their best ability, can identify persons experiencing vulnerability based on their assessment of a situation. We will always act with sensitivity, respect and compassion, and will work with you to arrange a suitable way for you to access or undertake banking that supports your personal needs.
Helpful resources
- Financial Difficulty
Money Smart - moneysmart.gov.au
National Debt Helpline - ndh.org.au
CreditSmart - CreditSmart.org.au - Aging Australians
Capacity Australia - capacityaustralia.org.au
1800 ElderHelp - 1800 353 374
National Seniors Australia - nationalseniors.com.au
Senior Rights Service - seniorsrightsservice.org.au
Dementia Australia - dementia.org.au - Domestic & Family Violence
1800RESPECT - 1800respect.org.au
Aboriginal Family Domestic Violence Hotline - 1800 019 123
Safe Steps Family Violence Response Centre - safesteps.org.au
White Ribbon Australia - whiteribbon.org.au
QLife - qlife.org.au
MensLine Australia - mensline.org.au
Safe Relationships Project - iclc.org.au/safe-relationships-project - Mental Health
Beyond Blue - beyondblue.org.au
Lifeline - lifeline.org.au
Suicide Call Back Service - suicidecallbackservice.org.au
Headspace - headspace.org.au
Kids Helpline - kidshelpline.com.au
- Government & Legal Services
Centrelink/Department of Human Services - servicesaustralia.gov.au/Centrelink
Community Legal Centre (CLC) - clcs.org.au
Legal Aid - nationallegalaid.org - Relationships & Family
Relationships Australia - relationships.org.au
Family Relationship Advice Line - familyrelationships.gov.au
MensLine Australia - mensline.org.au - Disability
National Disability Service - nds.org.au
Capacity Australia - capacityaustralia.org.au - Bereavement
Australian Centre for Grief and Bereavement - grief.org.au
Government Bereavement Assistance - servicesaustralia.gov.au/death-and-bereavement - Addiction
Counselling Online – Drug and Alcohol Support - counsellingonline.org.au
Gambling Help - gamblinghelponline.org.au - First Nations-specific services and support
13YARN - 13yarn.org.au
WellMob - wellmob.org.au
Have some questions?
We’re here to help.