Low Rate Visa Credit Card

• ¹ Rates are variable and may change at any time. Interest on transactions is calculated from the date the transaction is debited to your card account unless an interest free period applies for the transaction.

² The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your credit card from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.

Auswide Bank Ltd ABN 40 087 652 060, AFSL No. 239686, Australian credit licence 239686 is the credit issuer. This information is a summary of features and benefits only. This is not an offer to lend. Credit criteria, fees & charges and terms and conditions apply – full details on application. Prior to entering into a credit contract with us you should read our Credit Guide.

+Subject to your credit approval and any waiver which may apply, you will be charged an Annual Card Fee of $50 for the Low Rate Visa credit card.

~Credit Limits issued are $500 - $50,000. Actual Credit Limit will be assigned based on Auswide Bank's credit criteria. 

* The Balance Transfer offer can be withdrawn at anytime without notice. Balance transfers from other Auswide Bank credit cards or loans may not be accepted. Upon expiry of a Balance Transfer offer, any unpaid balance of the Balance Transfer reverts backs to the Purchase Rate.

** Visa's Zero Liability policy covers Australian and New Zealand-issued cards and does not apply to ATM transactions, transactions not processed by Visa or certain commercial card transactions. Cardholders should notify their issuer promptly of any unauthorised Visa use. Please consult your issuer for additional details.

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